Free · Under 60 Seconds · Actuarial Precision·Index: Feb 2026 Live Audit

Sharpening estimate: 40% accurateReset Session

Step 02 / 05 — Breed Selection40% Complete

Step 2 · 266 Audited Dog Breeds

Which breed?

Costs vary dramatically across genetic lines — select your intended breed to calculate dietary caloric mass, predisposed veterinary claims, and underwriting tier.

Most Searched · Quick Select

Baseline estimates include standard preventive & food

All Canine Classifications

Filter by physical build, maintenance profile, or search by breed moniker. Not sure which breed? Take the breed quiz.

Affenpinscher

Toy · 7–10 lbs·12–15 yrs·Patellar Luxation

~$1,728 / yr

First-Year: $4,034

Select

Afghan Hound

Large · 50–60 lbs·12–14 yrs·Chylothorax

~$2,969 / yr

First-Year: $5,414

Select

Airedale Terrier

Large · 50–70 lbs·11–14 yrs·Hip Dysplasia — elevated tier

~$3,063 / yr

First-Year: $5,508

Select

Akita

Giant · 70–130 lbs·10–13 yrs·Hip Dysplasia — elevated tier

~$3,256 / yr

First-Year: $6,104

Select

Alaskan Klee Kai

Small · 6–25 lbs·12–16 yrs·Factor VII deficiency

~$1,965 / yr

First-Year: $4,040

Select

Alaskan Malamute

Large · 75–100 lbs·10–14 yrs·Hip Dysplasia — elevated tier

~$3,282 / yr

First-Year: $5,727

Select

American Bulldog

Large · 60–120 lbs·10–14 yrs·Hip Dysplasia — elevated tier

~$2,872 / yr

First-Year: $5,317

Select

American English Coonhound

Large · 40–65 lbs·11–13 yrs·Hip Dysplasia

~$2,421 / yr

First-Year: $4,866

Select

American Eskimo Dog

Small · 6–35 lbs·12–15 yrs·Hip Dysplasia · low burden

~$2,132 / yr

First-Year: $4,207

Select

American Foxhound

Large · 65–75 lbs·11–13 yrs·Hip Dysplasia

~$2,583 / yr

First-Year: $5,028

Select

American Hairless Terrier

Small · 8–16 lbs·14–16 yrs·Sunburn and skin irritation · low burden

~$1,721 / yr

First-Year: $3,796

Select

American Leopard Hound

Medium · 35–60 lbs·12–16 yrs·Hip Dysplasia · low burden

~$2,159 / yr

First-Year: $4,414

Select

American Staffordshire Terrier

Medium · 40–70 lbs·12–16 yrs·Hip Dysplasia — elevated tier

~$2,455 / yr

First-Year: $4,710

Select

American Water Spaniel

Medium · 25–45 lbs·10–13 yrs·Hip Dysplasia

~$2,503 / yr

First-Year: $4,758

Select

Anatolian Shepherd Dog

Giant · 80–150 lbs·11–13 yrs·Hip Dysplasia — elevated tier

~$3,236 / yr

First-Year: $6,084

Select

Appenzeller Sennenhund

Medium · 48–70 lbs·12–15 yrs·Hip Dysplasia

~$2,479 / yr

First-Year: $4,734

Select

Australian Cattle Dog

Medium · 30–50 lbs·12–16 yrs·Progressive Retinal Atrophy · low burden

~$2,200 / yr

First-Year: $4,455

Select

Australian Kelpie

Medium · 25–45 lbs·10–14 yrs·Hip Dysplasia

~$2,124 / yr

First-Year: $4,379

Select

Australian Shepherd

Medium · 40–65 lbs·12–15 yrs·Hip Dysplasia

~$2,534 / yr

First-Year: $4,989

Select

Australian Stumpy Tail Cattle Dog

Medium · 30–45 lbs·12–15 yrs·Hip Dysplasia

~$2,267 / yr

First-Year: $4,522

Select

Australian Terrier

Small · 9–14 lbs·12–15 yrs·Patellar Luxation

~$1,777 / yr

First-Year: $3,852

Select

Azawakh

Large · 33–55 lbs·12–15 yrs·Hypothyroidism

~$2,338 / yr

First-Year: $4,783

Select

Barbado da Terceira

Medium · 35–50 lbs·12–14 yrs·Hip Dysplasia

~$2,573 / yr

First-Year: $4,828

Select

Barbet

Medium · 35–65 lbs·12–14 yrs·Hip Dysplasia · low burden

~$2,781 / yr

First-Year: $5,036

Select

Basenji

Small · 22–24 lbs·12–14 yrs·Fanconi syndrome

~$1,814 / yr

First-Year: $3,889

Select

Basset Fauve de Bretagne

Small · 25–36 lbs·12–14 yrs·Ear infections

~$2,008 / yr

First-Year: $4,083

Select

Basset Hound

Medium · 40–65 lbs·10–12 yrs·Ear infections — elevated tier

~$2,450 / yr

First-Year: $4,705

Select

Bavarian Mountain Scent Hound

Medium · 37–55 lbs·10–13 yrs·Hip Dysplasia

~$2,237 / yr

First-Year: $4,492

Select

Beagle

Small · 18–30 lbs·12–15 yrs·Ear infections

~$1,825 / yr

First-Year: $3,900

Select

Bearded Collie

Medium · 45–60 lbs·12–14 yrs·Hip Dysplasia

~$2,896 / yr

First-Year: $5,151

Select

Beauceron

Large · 66–110 lbs·10–12 yrs·Hip Dysplasia

~$2,758 / yr

First-Year: $5,203

Select

Bedlington Terrier

Small · 17–23 lbs·11–16 yrs·Copper toxicosis (copper storage disease)

~$2,412 / yr

First-Year: $4,487

Select

Belgian Laekenois

Medium · 55–65 lbs·10–12 yrs·Hip Dysplasia · low burden

~$2,512 / yr

First-Year: $4,767

Select

Belgian Malinois

Medium · 40–80 lbs·12–14 yrs·Hip Dysplasia

~$2,488 / yr

First-Year: $4,743

Select

Belgian Sheepdog

Medium · 45–75 lbs·10–14 yrs·Hip Dysplasia — elevated tier

~$3,001 / yr

First-Year: $5,256

Select

Belgian Tervuren

Medium · 45–75 lbs·12–14 yrs·Hip Dysplasia

~$2,605 / yr

First-Year: $4,860

Select

Bergamasco Sheepdog

Large · 57–84 lbs·13–15 yrs·Hip Dysplasia · low burden

~$2,983 / yr

First-Year: $5,428

Select

Berger Picard

Medium · 50–70 lbs·12–13 yrs·Hip Dysplasia · low burden

~$2,321 / yr

First-Year: $4,576

Select

Bernese Mountain Dog

Giant · 70–115 lbs·7–10 yrs·Cancer (histiocytic sarcoma and others) — elevated tier

~$3,476 / yr

First-Year: $6,324

Select

Bichon Frise

Small · 12–18 lbs·12–15 yrs·Patellar Luxation

~$2,361 / yr

First-Year: $4,436

Select

Biewer Terrier

Toy · 4–8 lbs·12–16 yrs·Luxating patella

~$2,126 / yr

First-Year: $4,432

Select

Black Russian Terrier

Giant · 80–140 lbs·10–12 yrs·Hip and elbow dysplasia — elevated tier

~$3,516 / yr

First-Year: $6,364

Select

Black and Tan Coonhound

Large · 50–90 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$2,716 / yr

First-Year: $5,161

Select

Bloodhound

Giant · 80–110 lbs·7–10 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$3,492 / yr

First-Year: $6,340

Select

Blue Picardy Spaniel

Medium · 42–55 lbs·11–13 yrs·Ear Infections (Otitis Externa)

~$2,432 / yr

First-Year: $4,687

Select

Bluetick Coonhound

Large · 45–80 lbs·11–12 yrs·Hip Dysplasia

~$2,515 / yr

First-Year: $4,960

Select

Boerboel

Giant · 110–200 lbs·9–11 yrs·Hip Dysplasia — elevated tier

~$3,362 / yr

First-Year: $6,210

Select

Bohemian Shepherd

Medium · 30–50 lbs·12–14 yrs·Hip Dysplasia

~$2,238 / yr

First-Year: $4,493

Select

Bolognese

Small · 5–9 lbs·12–14 yrs·Patellar Luxation · low burden

~$2,178 / yr

First-Year: $4,253

Select

Border Collie

Medium · 30–45 lbs·12–15 yrs·Hip Dysplasia

~$2,384 / yr

First-Year: $4,639

Select

Border Terrier

Small · 11–15 lbs·12–15 yrs·Progressive Retinal Atrophy · low burden

~$1,851 / yr

First-Year: $3,926

Select

Borzoi

Large · 60–105 lbs·9–14 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$3,149 / yr

First-Year: $5,594

Select

Boston Terrier

Small · 12–25 lbs·11–13 yrs·Brachycephalic airway syndrome — elevated tier

~$2,033 / yr

First-Year: $4,108

Select

Bouvier des Flandres

Large · 60–90 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,331 / yr

First-Year: $5,776

Select

Boxer

Large · 50–80 lbs·10–12 yrs·Cardiomyopathy (Boxer cardiomyopathy) — elevated tier

~$2,754 / yr

First-Year: $5,199

Select

Boykin Spaniel

Medium · 25–40 lbs·10–15 yrs·Hip Dysplasia

~$2,284 / yr

First-Year: $4,539

Select

Bracco Italiano

Large · 55–88 lbs·10–14 yrs·Hip Dysplasia

~$2,629 / yr

First-Year: $5,074

Select

Braque Français Pyrenean

Medium · 30–40 lbs·12–14 yrs·Hip Dysplasia · low burden

~$1,981 / yr

First-Year: $4,236

Select

Braque du Bourbonnais

Medium · 35–50 lbs·12–14 yrs·Hip Dysplasia

~$2,144 / yr

First-Year: $4,399

Select

Brazilian Terrier

Small · 15–22 lbs·12–15 yrs·Patellar Luxation · low burden

~$1,681 / yr

First-Year: $3,756

Select

Briard

Large · 55–100 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,439 / yr

First-Year: $5,884

Select

Brittany

Medium · 30–40 lbs·12–14 yrs·Hip Dysplasia

~$2,241 / yr

First-Year: $4,496

Select

Broholmer

Giant · 90–150 lbs·9–11 yrs·Hip Dysplasia — elevated tier

~$3,205 / yr

First-Year: $6,053

Select

Brussels Griffon

Toy · 6–12 lbs·12–15 yrs·Brachycephalic Syndrome — elevated tier

~$2,093 / yr

First-Year: $4,399

Select

Bull Terrier

Medium · 50–70 lbs·10–14 yrs·Hereditary deafness

~$2,297 / yr

First-Year: $4,552

Select

Bulldog

Medium · 40–50 lbs·8–10 yrs·Brachycephalic airway syndrome — elevated tier

~$2,594 / yr

First-Year: $4,849

Select

Bullmastiff

Giant · 100–130 lbs·8–10 yrs·Hip and elbow dysplasia — elevated tier

~$3,327 / yr

First-Year: $6,175

Select

Burgos Pointer

Large · 55–80 lbs·12–14 yrs·Hip Dysplasia

~$2,480 / yr

First-Year: $4,925

Select

Cairn Terrier

Small · 13–18 lbs·12–15 yrs·Patellar Luxation · low burden

~$1,881 / yr

First-Year: $3,956

Select

Canaan Dog

Medium · 35–55 lbs·12–15 yrs·Hip Dysplasia · low burden

~$2,191 / yr

First-Year: $4,446

Select

Cane Corso

Giant · 88–120 lbs·9–12 yrs·Hip and elbow dysplasia — elevated tier

~$3,048 / yr

First-Year: $5,896

Select

Cardigan Welsh Corgi

Small · 25–38 lbs·12–15 yrs·Intervertebral Disc Disease

~$1,972 / yr

First-Year: $4,047

Select

Carolina Dog

Medium · 30–44 lbs·12–15 yrs·Hip Dysplasia · low burden

~$1,844 / yr

First-Year: $4,099

Select

Catahoula Leopard Dog

Large · 50–95 lbs·10–14 yrs·Hip Dysplasia

~$2,606 / yr

First-Year: $5,051

Select

Caucasian Shepherd Dog

Giant · 99–170 lbs·10–12 yrs·Hip and elbow dysplasia — elevated tier

~$3,406 / yr

First-Year: $6,254

Select

Cavalier King Charles Spaniel

Small · 13–18 lbs·9–14 yrs·Mitral valve disease — elevated tier

~$2,120 / yr

First-Year: $4,195

Select

Central Asian Shepherd Dog

Giant · 88–170 lbs·12–15 yrs·Hip Dysplasia — elevated tier

~$3,257 / yr

First-Year: $6,105

Select

Cesky Fousek

Large · 48–70 lbs·12–14 yrs·Hip Dysplasia

~$2,526 / yr

First-Year: $4,971

Select

Cesky Terrier

Small · 13–20 lbs·12–15 yrs·Scottie cramp · low burden

~$2,059 / yr

First-Year: $4,134

Select

Chesapeake Bay Retriever

Large · 55–80 lbs·10–13 yrs·Hip Dysplasia — elevated tier

~$2,894 / yr

First-Year: $5,339

Select

Chihuahua

Toy · 2–6 lbs·14–17 yrs·Patellar Luxation — elevated tier

~$1,599 / yr

First-Year: $3,905

Select

Chilean Fox Terrier

Small · 9–18 lbs·12–15 yrs·Patellar Luxation · low burden

~$1,623 / yr

First-Year: $3,698

Select

Chinese Crested

Toy · 5–12 lbs·13–15 yrs·Dental disease

~$1,923 / yr

First-Year: $4,229

Select

Chinook

Large · 50–90 lbs·12–15 yrs·Hip Dysplasia

~$2,617 / yr

First-Year: $5,062

Select

Chow Chow

Medium · 45–70 lbs·9–15 yrs·Hip Dysplasia — elevated tier

~$2,798 / yr

First-Year: $5,053

Select

Cirneco dell'Etna

Small · 17–26 lbs·12–14 yrs·Patellar Luxation · low burden

~$1,714 / yr

First-Year: $3,789

Select

Clumber Spaniel

Large · 55–85 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,020 / yr

First-Year: $5,465

Select

Cocker Spaniel

Small · 15–30 lbs·12–15 yrs·Ear infections

~$2,436 / yr

First-Year: $4,511

Select

Collie

Large · 50–75 lbs·12–14 yrs·Collie eye anomaly

~$2,791 / yr

First-Year: $5,236

Select

Coton de Tulear

Small · 8–13 lbs·14–17 yrs·Luxating patella · low burden

~$2,228 / yr

First-Year: $4,303

Select

Croatian Sheepdog

Medium · 29–43 lbs·12–14 yrs·Hip Dysplasia

~$2,201 / yr

First-Year: $4,456

Select

Curly-Coated Retriever

Large · 60–95 lbs·9–14 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$2,893 / yr

First-Year: $5,338

Select

Czechoslovakian Vlcak

Large · 44–57 lbs·12–16 yrs·Hip Dysplasia — elevated tier

~$2,735 / yr

First-Year: $5,180

Select

Dachshund

Small · 11–32 lbs·12–16 yrs·Intervertebral Disc Disease — elevated tier

~$2,063 / yr

First-Year: $4,138

Select

Dalmatian

Large · 45–70 lbs·11–13 yrs·Congenital deafness — elevated tier

~$2,802 / yr

First-Year: $5,247

Select

Dandie Dinmont Terrier

Small · 18–24 lbs·12–15 yrs·Intervertebral Disc Disease — elevated tier

~$2,353 / yr

First-Year: $4,428

Select

Danish-Swedish Farmdog

Small · 15–20 lbs·13–15 yrs·Patellar Luxation · low burden

~$1,670 / yr

First-Year: $3,745

Select

Deutscher Wachtelhund

Medium · 40–55 lbs·12–14 yrs·Hip Dysplasia

~$2,681 / yr

First-Year: $4,936

Select

Doberman Pinscher

Large · 60–100 lbs·10–13 yrs·Dilated Cardiomyopathy — elevated tier

~$3,040 / yr

First-Year: $6,135

Select

Dogo Argentino

Large · 80–100 lbs·9–15 yrs·Hip Dysplasia — elevated tier

~$2,973 / yr

First-Year: $5,418

Select

Dogue de Bordeaux

Giant · 99–145 lbs·5–8 yrs·Hip and elbow dysplasia — elevated tier

~$3,485 / yr

First-Year: $6,333

Select

Drentsche Patrijshond

Medium · 40–55 lbs·12–13 yrs·Hip Dysplasia

~$2,423 / yr

First-Year: $4,678

Select

Drever

Medium · 30–35 lbs·12–14 yrs·Intervertebral Disc Disease (IVDD) — elevated tier

~$2,321 / yr

First-Year: $4,576

Select

Dutch Shepherd

Medium · 42–75 lbs·11–14 yrs·Hip Dysplasia

~$2,474 / yr

First-Year: $4,729

Select

Dutch Smoushond

Small · 20–22 lbs·12–15 yrs·Hip Dysplasia · low burden

~$1,943 / yr

First-Year: $4,018

Select

English Cocker Spaniel

Medium · 26–34 lbs·12–14 yrs·Progressive Retinal Atrophy

~$2,454 / yr

First-Year: $4,709

Select

English Foxhound

Large · 60–75 lbs·10–13 yrs·Hip Dysplasia

~$2,561 / yr

First-Year: $5,006

Select

English Setter

Large · 45–80 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,084 / yr

First-Year: $5,529

Select

English Springer Spaniel

Medium · 40–50 lbs·12–14 yrs·Hip Dysplasia

~$2,656 / yr

First-Year: $4,911

Select

English Toy Spaniel

Toy · 8–14 lbs·10–12 yrs·Brachycephalic airway issues — elevated tier

~$1,911 / yr

First-Year: $4,217

Select

Entlebucher Mountain Dog

Medium · 45–65 lbs·11–13 yrs·Hip Dysplasia

~$2,441 / yr

First-Year: $4,696

Select

Estrela Mountain Dog

Giant · 66–110 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,176 / yr

First-Year: $6,024

Select

Eurasier

Medium · 40–70 lbs·11–13 yrs·Hip Dysplasia — elevated tier

~$2,815 / yr

First-Year: $5,070

Select

Field Spaniel

Medium · 35–50 lbs·10–12 yrs·Hip Dysplasia

~$2,516 / yr

First-Year: $4,771

Select

Finnish Lapphund

Medium · 33–53 lbs·12–15 yrs·Progressive Retinal Atrophy

~$2,325 / yr

First-Year: $4,580

Select

Finnish Spitz

Medium · 20–33 lbs·13–15 yrs·Patellar Luxation · low burden

~$2,131 / yr

First-Year: $4,386

Select

Flat-Coated Retriever

Large · 55–80 lbs·8–10 yrs·Hemangiosarcoma and other cancers — elevated tier

~$3,256 / yr

First-Year: $5,701

Select

French Bulldog

Small · 16–28 lbs·10–12 yrs·Brachycephalic Airway Syndrome (BOAS) — elevated tier

~$2,258 / yr

First-Year: $4,333

Select

French Spaniel

Large · 44–60 lbs·12–14 yrs·Hip Dysplasia · low burden

~$2,484 / yr

First-Year: $4,929

Select

German Longhaired Pointer

Large · 60–80 lbs·12–14 yrs·Hip Dysplasia

~$2,817 / yr

First-Year: $5,262

Select

German Pinscher

Medium · 25–45 lbs·12–14 yrs·Hip Dysplasia

~$2,074 / yr

First-Year: $4,329

Select

German Shepherd Dog

Large · 50–90 lbs·9–13 yrs·Hip and elbow dysplasia — elevated tier

~$2,833 / yr

First-Year: $5,278

Select

German Shorthaired Pointer

Large · 45–70 lbs·10–14 yrs·Hip Dysplasia — elevated tier

~$2,685 / yr

First-Year: $5,130

Select

German Spitz

Small · 11–26 lbs·13–15 yrs·Patellar Luxation

~$2,163 / yr

First-Year: $4,238

Select

German Wirehaired Pointer

Large · 50–70 lbs·12–14 yrs·Hip Dysplasia — elevated tier

~$2,825 / yr

First-Year: $5,270

Select

Giant Schnauzer

Large · 55–95 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,507 / yr

First-Year: $5,952

Select

Glen of Imaal Terrier

Small · 32–40 lbs·10–15 yrs·Hip Dysplasia

~$2,103 / yr

First-Year: $4,178

Select

Golden Retriever

Large · 55–75 lbs·10–12 yrs·Hip and elbow dysplasia — elevated tier

~$2,909 / yr

First-Year: $6,254

Select

Gordon Setter

Large · 45–80 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,160 / yr

First-Year: $5,605

Select

Grand Basset Griffon Vendéen

Medium · 40–44 lbs·12–14 yrs·Ear infections

~$2,374 / yr

First-Year: $4,629

Select

Great Dane

Giant · 110–175 lbs·7–10 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$3,674 / yr

First-Year: $6,522

Select

Great Pyrenees

Giant · 85–115 lbs·10–12 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$3,202 / yr

First-Year: $6,050

Select

Greater Swiss Mountain Dog

Giant · 85–140 lbs·8–11 yrs·Gastric Dilatation and Volvulus (Bloat) — elevated tier

~$3,220 / yr

First-Year: $6,068

Select

Greyhound

Large · 60–80 lbs·10–14 yrs·Osteosarcoma — elevated tier

~$2,632 / yr

First-Year: $5,077

Select

Hamiltonstövare

Medium · 40–60 lbs·10–13 yrs·Hip Dysplasia · low burden

~$2,118 / yr

First-Year: $4,373

Select

Hanoverian Scenthound

Large · 55–90 lbs·10–14 yrs·Bloat (gastric dilatation-volvulus)

~$2,520 / yr

First-Year: $4,965

Select

Harrier

Large · 45–60 lbs·10–12 yrs·Hip Dysplasia · low burden

~$2,321 / yr

First-Year: $4,766

Select

Havanese

Toy · 7–13 lbs·13–16 yrs·Patellar Luxation

~$1,941 / yr

First-Year: $4,247

Select

Hokkaido

Large · 44–66 lbs·11–15 yrs·Hip Dysplasia · low burden

~$2,509 / yr

First-Year: $4,954

Select

Hovawart

Large · 55–90 lbs·10–14 yrs·Hip Dysplasia

~$2,754 / yr

First-Year: $5,199

Select

Husky

Medium · 35–60 lbs·12–14 yrs·Hereditary cataracts

~$2,486 / yr

First-Year: $4,741

Select

Ibizan Hound

Medium · 45–50 lbs·12–14 yrs·Anesthetic Sensitivity · low burden

~$2,096 / yr

First-Year: $4,351

Select

Icelandic Sheepdog

Small · 20–30 lbs·12–14 yrs·Hip Dysplasia · low burden

~$1,985 / yr

First-Year: $4,060

Select

Irish Red and White Setter

Large · 50–75 lbs·11–15 yrs·Gastric dilatation-volvulus (bloat)

~$2,749 / yr

First-Year: $5,194

Select

Irish Setter

Large · 55–75 lbs·11–15 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$3,183 / yr

First-Year: $5,628

Select

Irish Terrier

Medium · 25–27 lbs·12–15 yrs·Cystinuria · low burden

~$2,126 / yr

First-Year: $4,381

Select

Irish Water Spaniel

Large · 45–68 lbs·10–12 yrs·Hip Dysplasia

~$2,817 / yr

First-Year: $5,262

Select

Irish Wolfhound

Giant · 105–150 lbs·6–8 yrs·Dilated Cardiomyopathy — elevated tier

~$3,634 / yr

First-Year: $6,482

Select

Italian Greyhound

Toy · 7–14 lbs·13–15 yrs·Leg Fractures — elevated tier

~$1,682 / yr

First-Year: $3,988

Select

Jagdterrier

Small · 17–22 lbs·12–15 yrs·Primary lens luxation · low burden

~$1,724 / yr

First-Year: $3,799

Select

Japanese Akitainu

Large · 70–110 lbs·10–13 yrs·Hip Dysplasia — elevated tier

~$3,005 / yr

First-Year: $5,450

Select

Japanese Chin

Toy · 4–9 lbs·10–14 yrs·Patellar Luxation

~$1,696 / yr

First-Year: $4,002

Select

Japanese Spitz

Small · 10–25 lbs·10–16 yrs·Patellar Luxation

~$1,958 / yr

First-Year: $4,033

Select

Japanese Terrier

Toy · 7–13 lbs·12–14 yrs·Patellar Luxation

~$1,512 / yr

First-Year: $3,818

Select

Kai Ken

Medium · 25–40 lbs·12–15 yrs·Hip Dysplasia · low burden

~$2,074 / yr

First-Year: $4,329

Select

Karelian Bear Dog

Medium · 44–55 lbs·11–13 yrs·Hip Dysplasia

~$2,388 / yr

First-Year: $4,643

Select

Keeshond

Medium · 35–45 lbs·12–15 yrs·Primary hyperparathyroidism

~$2,495 / yr

First-Year: $4,750

Select

Kerry Blue Terrier

Medium · 33–40 lbs·12–15 yrs·Hip Dysplasia

~$2,751 / yr

First-Year: $5,006

Select

Kishu Ken

Medium · 30–60 lbs·11–13 yrs·Hypothyroidism · low burden

~$2,191 / yr

First-Year: $4,446

Select

Komondor

Large · 80–100 lbs·10–12 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$3,434 / yr

First-Year: $5,879

Select

Korean Jindo

Medium · 30–50 lbs·12–15 yrs·Hip Dysplasia · low burden

~$2,145 / yr

First-Year: $4,400

Select

Kromfohrländer

Medium · 22–35 lbs·12–15 yrs·Patellar Luxation

~$2,085 / yr

First-Year: $4,340

Select

Kuvasz

Giant · 70–115 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,207 / yr

First-Year: $6,055

Select

Labrador Retriever

Large · 55–80 lbs·10–12 yrs·Hip and elbow dysplasia — elevated tier

~$2,813 / yr

First-Year: $5,358

Select

Lagotto Romagnolo

Small · 24–35 lbs·14–16 yrs·Benign familial juvenile epilepsy

~$2,310 / yr

First-Year: $4,385

Select

Lakeland Terrier

Small · 15–17 lbs·12–16 yrs·Primary lens luxation · low burden

~$2,082 / yr

First-Year: $4,157

Select

Lancashire Heeler

Small · 9–17 lbs·12–15 yrs·Primary lens luxation

~$1,818 / yr

First-Year: $3,893

Select

Lapponian Herder

Medium · 33–44 lbs·12–15 yrs·Progressive Retinal Atrophy

~$2,341 / yr

First-Year: $4,596

Select

Large Munsterlander

Large · 55–71 lbs·12–13 yrs·Hip Dysplasia · low burden

~$2,654 / yr

First-Year: $5,099

Select

Leonberger

Giant · 90–170 lbs·7–10 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$3,641 / yr

First-Year: $6,489

Select

Lhasa Apso

Small · 12–18 lbs·12–15 yrs·Cherry eye

~$2,348 / yr

First-Year: $4,423

Select

Löwchen

Small · 8–18 lbs·13–15 yrs·Patellar Luxation · low burden

~$2,022 / yr

First-Year: $4,097

Select

Maltese

Toy · 4–7 lbs·12–15 yrs·Patellar Luxation

~$2,113 / yr

First-Year: $4,419

Select

Manchester Terrier (Standard)

Small · 12–22 lbs·14–16 yrs·Legg-Calve-Perthes Disease

~$1,748 / yr

First-Year: $3,823

Select

Manchester Terrier (Toy)

Toy · 6–8 lbs·14–16 yrs·Von Willebrand disease

~$1,491 / yr

First-Year: $3,797

Select

Mastiff

Giant · 120–230 lbs·6–10 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$3,512 / yr

First-Year: $6,360

Select

Miniature American Shepherd

Medium · 20–40 lbs·12–13 yrs·Hip Dysplasia

~$2,303 / yr

First-Year: $4,558

Select

Miniature Bull Terrier

Small · 18–28 lbs·11–14 yrs·Primary lens luxation — elevated tier

~$1,996 / yr

First-Year: $4,071

Select

Miniature Pinscher

Toy · 8–11 lbs·12–16 yrs·Legg-Calve-Perthes Disease

~$1,544 / yr

First-Year: $3,850

Select

Miniature Schnauzer

Small · 11–20 lbs·12–15 yrs·Pancreatitis — elevated tier

~$2,315 / yr

First-Year: $4,390

Select

Mixed Breed (Dog)

Medium · 10–90 lbs·10–16 yrs·Obesity

~$2,263 / yr

First-Year: $4,518

Select

Mountain Cur

Medium · 30–60 lbs·12–16 yrs·Hip Dysplasia · low burden

~$2,134 / yr

First-Year: $4,389

Select

Mudi

Medium · 18–29 lbs·12–14 yrs·Hip Dysplasia · low burden

~$2,019 / yr

First-Year: $4,274

Select

Neapolitan Mastiff

Giant · 110–150 lbs·7–9 yrs·Hip Dysplasia — elevated tier

~$3,263 / yr

First-Year: $6,111

Select

Nederlandse Kooikerhondje

Medium · 20–40 lbs·12–14 yrs·Patellar Luxation

~$2,259 / yr

First-Year: $4,514

Select

Newfoundland

Giant · 100–150 lbs·8–10 yrs·Hip Dysplasia — elevated tier

~$3,546 / yr

First-Year: $6,394

Select

Norfolk Terrier

Small · 11–12 lbs·12–16 yrs·Patellar Luxation

~$1,894 / yr

First-Year: $3,969

Select

Norrbottenspets

Small · 22–30 lbs·12–14 yrs·Hip Dysplasia · low burden

~$1,918 / yr

First-Year: $3,993

Select

Norwegian Buhund

Medium · 26–40 lbs·12–15 yrs·Hip Dysplasia

~$2,289 / yr

First-Year: $4,544

Select

Norwegian Elkhound

Medium · 44–55 lbs·12–15 yrs·Hip Dysplasia

~$2,441 / yr

First-Year: $4,696

Select

Norwegian Lundehund

Small · 20–30 lbs·12–15 yrs·Lundehund syndrome — elevated tier

~$2,134 / yr

First-Year: $4,209

Select

Norwich Terrier

Small · 11–12 lbs·12–15 yrs·Patellar Luxation

~$1,894 / yr

First-Year: $3,969

Select

Nova Scotia Duck Tolling Retriever

Medium · 35–50 lbs·12–14 yrs·Addison's Disease

~$2,436 / yr

First-Year: $4,691

Select

Old Danish Pointer

Large · 55–75 lbs·12–14 yrs·Hip Dysplasia

~$2,459 / yr

First-Year: $4,904

Select

Old English Sheepdog

Large · 60–100 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,366 / yr

First-Year: $5,811

Select

Otterhound

Large · 65–125 lbs·10–12 yrs·Hip Dysplasia

~$3,017 / yr

First-Year: $5,462

Select

Papillon

Toy · 5–10 lbs·13–16 yrs·Patellar Luxation

~$1,732 / yr

First-Year: $4,038

Select

Parson Russell Terrier

Small · 13–17 lbs·13–15 yrs·Legg-Calve-Perthes Disease

~$1,868 / yr

First-Year: $3,943

Select

Pekingese

Small · 7–14 lbs·12–14 yrs·Brachycephalic airway syndrome — elevated tier

~$2,484 / yr

First-Year: $4,559

Select

Pembroke Welsh Corgi

Medium · 24–30 lbs·12–14 yrs·Intervertebral Disc Disease (IVDD) — elevated tier

~$2,430 / yr

First-Year: $4,685

Select

Perro de Presa Canario

Large · 85–130 lbs·9–11 yrs·Hip Dysplasia — elevated tier

~$2,886 / yr

First-Year: $5,331

Select

Peruvian Inca Orchid

Medium · 9–55 lbs·11–13 yrs·Dental Problems

~$2,116 / yr

First-Year: $4,371

Select

Petit Basset Griffon Vendéen

Medium · 25–40 lbs·12–14 yrs·Hip Dysplasia

~$2,284 / yr

First-Year: $4,539

Select

Pharaoh Hound

Medium · 45–55 lbs·12–14 yrs·Gastric dilatation-volvulus (bloat) · low burden

~$2,118 / yr

First-Year: $4,373

Select

Picardy Spaniel

Medium · 40–55 lbs·12–14 yrs·Hip Dysplasia

~$2,423 / yr

First-Year: $4,678

Select

Pitbull

Medium · 30–65 lbs·12–16 yrs·Hip Dysplasia

~$2,189 / yr

First-Year: $4,444

Select

Plott

Medium · 40–60 lbs·12–14 yrs·Hip Dysplasia

~$2,276 / yr

First-Year: $4,531

Select

Pointer

Large · 45–75 lbs·12–15 yrs·Hip Dysplasia

~$2,492 / yr

First-Year: $4,937

Select

Polish Lowland Sheepdog

Medium · 30–50 lbs·10–14 yrs·Hip Dysplasia

~$2,495 / yr

First-Year: $4,750

Select

Pomeranian

Toy · 3–7 lbs·12–16 yrs·Patellar Luxation — elevated tier

~$2,042 / yr

First-Year: $4,348

Select

Pont-Audemer Spaniel

Medium · 44–60 lbs·12–14 yrs·Hip Dysplasia

~$2,463 / yr

First-Year: $4,718

Select

Poodle (Miniature)

Small · 15–17 lbs·12–15 yrs·Luxating patella

~$2,400 / yr

First-Year: $4,475

Select

Poodle (Standard)

Large · 40–70 lbs·12–15 yrs·Gastric dilatation-volvulus (bloat)

~$3,038 / yr

First-Year: $5,483

Select

Poodle (Toy)

Toy · 4–6 lbs·12–18 yrs·Patellar Luxation

~$2,112 / yr

First-Year: $4,418

Select

Portuguese Podengo

Medium · 35–44 lbs·12–15 yrs·Patellar Luxation · low burden

~$2,024 / yr

First-Year: $4,279

Select

Portuguese Pointer

Medium · 35–60 lbs·12–14 yrs·Hip Dysplasia

~$2,189 / yr

First-Year: $4,444

Select

Portuguese Water Dog

Medium · 35–60 lbs·11–14 yrs·Hip Dysplasia

~$2,618 / yr

First-Year: $4,873

Select

Pudelpointer

Large · 45–70 lbs·12–14 yrs·Hip Dysplasia

~$2,586 / yr

First-Year: $5,031

Select

Pug

Small · 14–18 lbs·12–15 yrs·Brachycephalic Obstructive Airway Syndrome — elevated tier

~$2,202 / yr

First-Year: $4,277

Select

Pyrenean Mastiff

Giant · 100–200 lbs·10–12 yrs·Hip Dysplasia — elevated tier

~$3,493 / yr

First-Year: $6,341

Select

Pyrenean Sheepdog (Long-Haired)

Small · 18–33 lbs·12–15 yrs·Luxating patella

~$2,114 / yr

First-Year: $4,189

Select

Pyrenean Sheepdog (Smooth-Faced)

Small · 15–30 lbs·12–15 yrs·Hip Dysplasia

~$1,962 / yr

First-Year: $4,037

Select

Rat Terrier

Small · 10–25 lbs·15–18 yrs·Patellar Luxation · low burden

~$1,670 / yr

First-Year: $3,745

Select

Rhodesian Ridgeback

Large · 70–85 lbs·10–12 yrs·Hip Dysplasia

~$2,560 / yr

First-Year: $5,005

Select

Rottweiler

Large · 80–135 lbs·8–11 yrs·Osteosarcoma — elevated tier

~$3,003 / yr

First-Year: $5,448

Select

Russian Spaniel

Medium · 20–35 lbs·12–15 yrs·Otitis externa · low burden

~$2,141 / yr

First-Year: $4,396

Select

Russian Toy

Toy · 3–9 lbs·12–14 yrs·Patellar Luxation

~$1,463 / yr

First-Year: $3,769

Select

Saluki

Large · 40–60 lbs·10–14 yrs·Gastric dilatation-volvulus (bloat)

~$2,449 / yr

First-Year: $4,894

Select

Samoyed

Medium · 35–65 lbs·12–14 yrs·Hip Dysplasia

~$2,874 / yr

First-Year: $5,129

Select

Schipperke

Small · 10–16 lbs·13–15 yrs·Patellar Luxation

~$1,818 / yr

First-Year: $3,893

Select

Scottish Terrier

Small · 18–22 lbs·11–13 yrs·Craniomandibular Osteopathy — elevated tier

~$2,360 / yr

First-Year: $4,435

Select

Sealyham Terrier

Small · 23–24 lbs·12–14 yrs·Primary lens luxation

~$2,212 / yr

First-Year: $4,287

Select

Shar-Pei

Medium · 40–55 lbs·8–12 yrs·Entropion — elevated tier

~$2,445 / yr

First-Year: $4,700

Select

Shetland Sheepdog

Small · 15–25 lbs·12–14 yrs·Luxating patella

~$2,211 / yr

First-Year: $4,286

Select

Shih Tzu

Small · 9–16 lbs·10–16 yrs·Brachycephalic airway syndrome — elevated tier

~$2,505 / yr

First-Year: $4,580

Select

Siberian Husky

Medium · 35–60 lbs·12–14 yrs·Hereditary cataracts · low burden

~$2,588 / yr

First-Year: $4,843

Select

Skye Terrier

Small · 26–40 lbs·11–14 yrs·Intervertebral Disc Disease — elevated tier

~$2,479 / yr

First-Year: $4,554

Select

Sloughi

Medium · 40–62 lbs·10–15 yrs·Progressive Retinal Atrophy · low burden

~$2,061 / yr

First-Year: $4,316

Select

Slovakian Rough-Haired Pointer

Large · 44–75 lbs·12–14 yrs·Hip Dysplasia

~$2,605 / yr

First-Year: $5,050

Select

Small Munsterlander

Medium · 30–40 lbs·12–14 yrs·Hip Dysplasia

~$2,241 / yr

First-Year: $4,496

Select

Soft Coated Wheaten Terrier

Medium · 30–40 lbs·12–14 yrs·Protein-Losing Nephropathy and Enteropathy — elevated tier

~$2,938 / yr

First-Year: $5,193

Select

Spanish Water Dog

Medium · 31–49 lbs·12–14 yrs·Hip Dysplasia

~$2,355 / yr

First-Year: $4,610

Select

St. Bernard

Giant · 120–180 lbs·8–10 yrs·Hip Dysplasia — elevated tier

~$3,493 / yr

First-Year: $6,341

Select

Stabyhoun

Medium · 40–55 lbs·13–15 yrs·Hip Dysplasia

~$2,361 / yr

First-Year: $4,616

Select

Staffordshire Bull Terrier

Medium · 24–38 lbs·12–14 yrs·Juvenile Hereditary Cataracts

~$2,035 / yr

First-Year: $4,290

Select

Staffy

Medium · 24–38 lbs·12–14 yrs·Juvenile Hereditary Cataracts

~$2,035 / yr

First-Year: $4,290

Select

Standard Schnauzer

Medium · 30–45 lbs·12–15 yrs·Hip Dysplasia · low burden

~$2,434 / yr

First-Year: $4,689

Select

Sussex Spaniel

Medium · 35–45 lbs·13–15 yrs·Hip Dysplasia

~$2,300 / yr

First-Year: $4,555

Select

Swedish Lapphund

Medium · 30–45 lbs·12–16 yrs·Hip Dysplasia

~$2,279 / yr

First-Year: $4,534

Select

Swedish Vallhund

Small · 20–35 lbs·12–15 yrs·Progressive Retinal Atrophy · low burden

~$1,894 / yr

First-Year: $3,969

Select

Tibetan Mastiff

Giant · 70–150 lbs·10–14 yrs·Hip Dysplasia

~$3,024 / yr

First-Year: $5,872

Select

Tibetan Spaniel

Small · 9–15 lbs·12–15 yrs·Patellar Luxation

~$1,900 / yr

First-Year: $3,975

Select

Tibetan Terrier

Medium · 18–30 lbs·12–15 yrs·Primary lens luxation

~$2,589 / yr

First-Year: $4,844

Select

Toy Fox Terrier

Toy · 4–9 lbs·12–15 yrs·Patellar Luxation

~$1,483 / yr

First-Year: $3,789

Select

Vizsla

Large · 44–60 lbs·12–15 yrs·Hip Dysplasia

~$2,416 / yr

First-Year: $4,861

Select

Weimaraner

Large · 55–90 lbs·10–13 yrs·Gastric dilatation-volvulus (bloat) — elevated tier

~$2,822 / yr

First-Year: $5,267

Select

Welsh Springer Spaniel

Medium · 35–55 lbs·12–15 yrs·Hip Dysplasia

~$2,401 / yr

First-Year: $4,656

Select

Welsh Terrier

Small · 18–22 lbs·12–15 yrs·Atopic dermatitis

~$2,016 / yr

First-Year: $4,091

Select

West Highland White Terrier

Small · 15–20 lbs·12–16 yrs·Atopic dermatitis

~$1,958 / yr

First-Year: $4,033

Select

Wetterhoun

Large · 55–77 lbs·12–15 yrs·Hip Dysplasia

~$2,701 / yr

First-Year: $5,146

Select

Whippet

Medium · 25–40 lbs·12–15 yrs·Degenerative Mitral Valve Disease

~$2,003 / yr

First-Year: $4,258

Select

White Swiss Shepherd Dog

Large · 55–88 lbs·12–14 yrs·Hip Dysplasia — elevated tier

~$2,962 / yr

First-Year: $5,407

Select

Wirehaired Vizsla

Large · 45–65 lbs·12–14 yrs·Hip Dysplasia

~$2,562 / yr

First-Year: $5,007

Select

Xoloitzcuintli (Mexican Hairless)

Medium · 25–40 lbs·13–18 yrs·Dental disease · low burden

~$2,027 / yr

First-Year: $4,282

Select

Yorkie

Toy · 4–7 lbs·11–15 yrs·Patellar Luxation

~$1,885 / yr

First-Year: $4,191

Select

Yorkshire Terrier

Toy · 4–7 lbs·12–15 yrs·Periodontal Disease

~$1,885 / yr

First-Year: $4,191

Select

Caloric Mass Multiplier

A 110-lb Mastiff consumes ~$165/mo in premium formulation versus $32/mo for a Mini Poodle.

Underwriting Claims Index

Brachycephalic breeds endure ~2.8x higher emergency respiratory and soft palate claims.

Audited Clinical Ledgers

Sourced from 18,400+ clinical invoice items audited in a trailing 24-month rolling cycle.