PetBudget
Last updated September 2026
Last updated September 2026

Privacy Policy

What information PetBudget collects when you use petbudgetcalculator.com, why, and what choices you have. You can use the pet cost calculator without an account or an email address.

Draft copy. Have counsel review before relying on it.

Account
Not required

No login and no email gate to use the calculator

Sale of data
Never

We do not sell or rent personal information

Newsletter
Opt-in only

Your email is stored only if you subscribe; unsubscribe anytime

Your requests
One email

Access, export, or deletion handled at a single address

At a glance

The short version in four points

The summary. The sections below are the full text.

01

No account to use it

You can run the pet cost calculator without creating an account or giving us your email.

§ Information we collect
02

What we receive

The answers you enter into the calculator, privacy-friendly usage analytics, and — only if you choose — your newsletter email.

§ Information we collect
03

A few service providers

Hosting, database, analytics, email delivery, advertising, and retailer affiliate programs. Each is used only to run or fund the Site.

§ Sharing
04

No data sale

We do not sell your personal information. Ads on blog and breed pages are served by Google, which handles its own ad cookies.

§ How we use information
Section 1·Intake

Information we collect

This policy explains what information PetBudget (“we”, “us”) collects when you use petbudgetcalculator.com (the “Site”), why, and what choices you have.

1. Calculator inputs

When you use the calculator we receive and store the values you enter or select — for example species, breed, and household answers such as insurance choice, food tier, grooming frequency, boarding needs, and living situation. These are stored on our server (database hosted with MongoDB Atlas) so we can return and improve estimates. They are not tied to your name and we do not ask you to identify yourself to use the tool.

2. Newsletter email

Our footer offers an optional subscription to “The Financial Ledger”. If you submit your email address there, we store it and use it only to send that newsletter. Every email includes an unsubscribe link. Delivery is handled over Google's SMTP service (Gmail).

2a. Pet Cost Timeline

The Timeline saves your pet's name, breed, birth month, insurance choice and any bills you log in your own browser (localStorage). That data stays on your device; we do not receive it, and clearing your browser data deletes it. The page address also carries the breed, birth month, insurance choice and optional name so you can share a link, and it appears in our server logs and analytics like any page address.

If you choose “Send 30-day reminders”, we store your email address together with the breed, birth month, insurance choice and optional pet name so we can email you about upcoming milestones. Reminders are sent at most once every 30 days per pet, and every email has a one-click unsubscribe link that deletes that subscription. We use your address only for these reminders.

3. Usage analytics

We use Google Analytics to understand aggregate traffic: pages viewed, approximate location (country/region), device and browser type, referring site, and general interaction patterns. We use this to fix problems and prioritize work. Google Analytics sets cookies to do this, and IP addresses are anonymized where the setting is available. See the Cookies section below, and you can opt out in your browser or via a cookie banner where shown.

4. Advertising

Blog posts and breed profile pages show ads served by Google AdSense. Google and its partners may use cookies or similar identifiers to serve and measure ads, and, where you consent or where the law allows, to personalize them based on your visits to this and other sites. Where required (for example in the EEA, UK and Switzerland), we ask for your consent before ads that use such identifiers are shown. You can manage ad personalization at adssettings.google.com, and learn how Google uses data at policies.google.com/technologies/partner-sites. We do not share the calculator answers you enter with advertisers.

5. Affiliate link activity

Some pages link to retailers (for example Amazon and Chewy) through affiliate programs. If you click one of those links, the retailer and its affiliate network may set cookies or read identifiers to attribute a resulting purchase to us. That activity is governed by the retailer's own privacy policy, not this one. We receive only aggregate commission reports, not information about what individuals bought.

6. Server logs

Our host (Vercel) automatically records standard request logs (IP address, timestamp, requested URL, user agent) for security and reliability. These are retained for a limited period by the host.

Section 2·Purpose

How we use information

  • To operate and improve the calculator and its cost model.
  • To send the newsletter, if you subscribed.
  • To send Pet Cost Timeline milestone reminders, if you asked for them.
  • To monitor performance, debug, and protect the Site against abuse.
  • To measure, in aggregate, whether the Site is useful.

We do not use the data you enter in the calculator for advertising, and we do not sell or rent personal information.

Section 4·Tracking

Cookies and similar technologies

  • Essential: needed for the Site to function and to remember your calculator session.
  • Analytics: Google Analytics sets first-party cookies to measure aggregate traffic; disclosed in a cookie notice/banner where required, and you can decline non-essential cookies there.
  • Advertising: Google AdSense and its partners set cookies on blog and breed pages to serve, limit and measure ads. Where required, they load only after you respond to Google's consent message.
  • Affiliate attribution: set by third-party retailers when you click their links.

You can block or delete cookies in your browser settings. Blocking essential cookies may break parts of the calculator.

Section 5·Third parties

Sharing

We share data only with service providers that help us run the Site, each under contract and only for that purpose:

PurposeProvider
Hosting / serverlessVercel
DatabaseMongoDB Atlas
AnalyticsGoogle Analytics
AdvertisingGoogle AdSense
Newsletter deliveryGoogle SMTP (Gmail)
Retailer affiliate programsAmazon Associates, Chewy affiliate network

We may also disclose information if required by law, or to protect the rights, safety, or property of PetBudget or its users.

Section 6·Lifespan

Data retention

  • Calculator inputs: retained while useful for operating and improving the model; aggregated or deleted when no longer needed.
  • Newsletter email: retained until you unsubscribe or ask us to delete it.
  • Timeline reminders: retained until you unsubscribe or ask us to delete them.
  • Analytics: retained per the provider's default retention window.
  • Server logs: retained for the host's standard log-retention period.
Section 7·Control

Your rights

Depending on where you live, you may have the right to access, correct, delete, or export your personal data, to object to or restrict certain processing, and to withdraw consent. To exercise any of these, email petbudgetcalculator@gmail.com. We will respond within the timeframe required by applicable law.

California residents: we do not sell or “share” personal information as those terms are defined under the CCPA/CPRA. You may still make access and deletion requests using the email above.

Section 8·Minors

Children

The Site is not directed to children under 16, and we do not knowingly collect their personal information. If you believe a child has provided us data, contact us and we will delete it.

Section 9·Cross-border

International transfers

Our providers may process data in the United States and other countries. Where required, transfers rely on appropriate safeguards such as Standard Contractual Clauses.

Section 10·Governance

Changes to this policy

We may update this policy. Material changes will be noted by updating the “Last updated” date and, where appropriate, a notice on the Site.

Section 11·Contact

Contact

Questions or requests about this policy: petbudgetcalculator@gmail.com.

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